In less than 30 days.
"What can you do to increase the three numbers on your credit report can be so important with your financing?"
I came across this question, as I was surfing discussion groups the other day. Look at my answer:
Dear friend,
Here are 3 steps I used to take my credit score from 592 (horrible credit) to 762 (perfect credit) almost overnight. If you are interested in improving your credit rating are fast, you will find this storyUseful:
In 1995 I made a decision that would ruin my perfect credit history. I feel my salary job to become an insurance salesman. The order of a single commission. In a few months I lost everything - house, car, credit rating and my self-esteem.
By the end of 1996 I lived with my mother, all my credit accounts were severely past due, and I paid 22% interest on a broke-down green Geo Storm ... I've been a real loser.
Then, in 1997, I became a banker. I did not knowat the moment, but that would become the break I had my credit problems forever be eliminated.
During my seven years as a banker, I came across several legal and highly effective ways to improve my credit rating. As a result I was able to increase my credit score from an average of 170 points.
Here's what I did:
Step 1: After hundreds of dollars on credit repair services that did not work I just discovered that the accounts removed on my negativeown.
Basically, I wrote letters to collection agencies require proof that the accounts were mine. 89% of the time it had no proof that the bad accounts belonged to me. So I have ordered it removed from my credit file.
Step # 2: I opened new accounts with high credit limits and kept the balances low.
I found that if you keep your available credit limits and higher, only 10% to 30% of credit you have available to improve your credit scoredramatically.
Step 3: Next, I added accounts with years of perfect payment history on my credit file. This step has my credit score from 647 to 762nd
While you can certainly add seasoned accounts to the credit file for free, there are companies that do it for a payment request.
The problem is that they charge between $ 2,000 and $ 2,500 per account. If you have a 700 + credit score you need 3 to 4 of these accounts. This represents a price of $ 6,000 to $ 10,000.
(Youdo a search on your favorite search engine for companies to continue offering this service).
While there are some very effective measures you can to increase the credit score of 200 points, these are the most important ... And here's the good news is that each step in less than 30 days to complete.
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